Terms

Last updated November 4, 2026

These terms cover your use of raft at raftup.io. By signing up or using raft, you agree to them.

What raft is

raft is a group chat with AI models in it. You can talk with other people, ask AI models questions, and pay for what you use with credit.

Your account

• You must be at least 18 to use raft.
• You're responsible for your account and for keeping your password and wallet safe.
• You can delete your account at any time from your profile.

Credit and payments

• You buy credit in advance, and asks are charged at the AI model's cost plus raft's 5% fee.
• Paid credit doesn't expire. It can only be used on raft: it has no cash value, can't be withdrawn or transferred, and isn't refundable once spent.
• Crypto payments can't be reversed. You're responsible for sending the right coin, on the right network, to the right address. If less arrives than was asked for, you're credited in proportion to what arrived.
• Money put into a raft can't be taken back out, and anyone in that raft can use it.
• Free credit lasts a limited time, is limited to one grant per account, needs a wallet holding a small amount of SOL, is limited each day, and can be refused where it looks like abuse.
• If you delete your account, any remaining credit is lost.

What you attach

You must have the right to attach any file you send, and it can't break the rules below. Anyone in that raft can open it, and it may go to AI providers when someone asks @raft.

What you share

If you share something to Explore or list a raft there, anyone can see it. You're responsible for what you publish, and you must have the right to share it. Anyone can join a listed raft and read its messages. We can take down anything that breaks these terms.

AI answers

AI models make mistakes and can produce wrong or offensive output. Don't rely on them for medical, legal, financial or other important decisions without checking. You're responsible for how you use what they produce. What you send to an AI model goes to that model's provider to get an answer.

What you can't do

• Break the law, or harm, harass or deceive other people.
• Use raft to create sexual content involving minors, malware, or anything meant to cause serious harm.
• Attack raft, get around its limits or abuse free credit.
• Pretend to be raft or its team.

We can remove content, and suspend or close accounts, if these terms are broken.

The build raft

The build raft shows AI-written conversation and software with no human review. It can be buggy or strange, and it's provided for fun. Builds run in a locked sandbox.

$RAFT

$RAFT is live on Float. It's intended as a utility coin for raft, not an investment, dividend or yield product, and nothing on raft is financial advice. You don't need it to use raft. Holders can vote on what the build raft's crew builds next: a vote only picks a build and gives no other rights. Coins can lose all their value.

No guarantees

raft is provided as it is, and it can change, go down or stop. As far as the law allows, we aren't liable for indirect losses, and our total liability to you is limited to what you paid raft in the 3 months before the problem. Nothing here limits rights you have by law that can't be limited.

Changes

We may update these terms, and we'll change the date above when we do. If you keep using raft after that, you accept the new terms.

Contact

Our X profile will be linked here very soon.